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forget to turn the heat down at night. 49. Research your phone services Learn how to read your regular phone bill, your cell phone bill and understand all the charges that go with both, so you re not paying for services you rarely or never use. Inquire to determine whether some of the © Copyright 2011 - Get Organized Now! www.getorganizednow.com Page 20 of 22 newer flat-rate plans, or other available plans, might help you save some money each month. 50. Avoid convenience stores Sure, they re more convenient, but you are often paying for this convenience. Shopping at larger supermarkets and bargain stores will almost always save you money, as long as you re only buying what you truly need. 51. Keep good records One of the best ways to save money is to be very aware of exactly how much money you have available and what you ve spent your money on. You can do this with your computer, or with pen and paper, but whatever method you choose, keep track of your money on a daily basis. © Copyright 2011 - Get Organized Now! www.getorganizednow.com Page 21 of 22 © Copyright 2011 - Get Organized Now! www.getorganizednow.com Page 22 of 22
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